Privacy Policy
Last updated: 2026-10-08 · Insurance Hub (/), operated by KunStudio.
1. Information We Collect
We collect minimal data to operate Insurance Hub:
- Analytics data (via Google Analytics 4): IP address (truncated), device and browser type, pages visited, approximate region, and interaction events. Collected through cookies and similar identifiers.
- Information you provide: only if you contact us or submit a form (e.g. email address).
2. Cookies & Tracking
We use analytics cookies (Google Analytics 4) to understand usage and improve the service. These are non-essential. We do not use advertising cookies. Cookies collect IP address, device type, and browsing behavior; retention follows the setting on our Google Analytics property, currently 2 months for event-level data. You can block cookies via your browser settings.
Cookie choice (EEA, UK and Switzerland). A banner at the bottom of the page asks for your choice. On some pages (including the home page) it is shown to every visitor; on the other pages it is shown only to visitors in the European Economic Area, the United Kingdom and Switzerland. Either way Google Analytics storage stays off (Google Consent Mode “denied”) until you press Accept, and Decline keeps it off. Visitors elsewhere who are not shown the banner on a page are measured there as described above. Your choice is saved in the ks_consent cookie (one year) and, on pages with the newer banner, also in your browser’s local storage (ks_cc), so the old and the new banner share one choice. You can change it at any time with Change cookie choice; if you decline or withdraw that way, we delete the Google Analytics cookies (_ga and _ga_*) already set in your browser. While Google Analytics storage is off, Google may still receive cookieless pings about page views and events (no analytics cookies are set and no persistent identifier is stored in your browser).
3. How We Use Data
To provide and improve Insurance Hub, analyze aggregate usage, and respond to inquiries. We do not sell or share your personal information for cross-context behavioral advertising.
4. Third Parties
- Google Analytics — usage analytics. See Google Privacy Policy. Google processes data as described in its policy.
- Cloudflare — hosting and security.
5. Your Rights
EU/UK (GDPR): You have the right to access, correct, delete, or restrict processing of your data, and to withdraw consent at any time. Non-essential (analytics) cookies are used only with your consent where required.
California (CCPA/CPRA): You have the right to know, delete, correct, and opt out of the sale/sharing of personal information. We honor Global Privacy Control (GPC) browser signals as a valid opt-out. We do not sell personal information. To exercise rights, contact us below.
Other regions: We apply these protections to all visitors regardless of location.
6. Data Retention
Event-level analytics data is retained for 2 months — the period currently set on our Google Analytics property; aggregate reports remain after that. Contact/inquiry data is kept only as long as needed to respond, then deleted.
7. Contact
For any privacy request or question: ghdejr11@gmail.com (KunStudio). We respond within a reasonable timeframe.